Bankruptcy Abuse Prevention and Consumer Protection Act

Bankruptcy Abuse Prevention and Consumer Protection Act of 2005

Long title	An Act to amend title 11 of the United States Code, and for other purposes.
Acronyms (colloquial)	BAPCPA
Nicknames	Bankruptcy Reform
Enacted by	the 109th United States Congress
Citations
Public law	Pub. L.Tooltip Public Law (United States) 109–8 (text) (PDF)
Statutes at Large	119 Stat. 23—217
Legislative history
Introduced in the Senate as S. 256 by Chuck Grassley (R-IA) on February 1, 2005 Committee consideration by Senate Judiciary, House Judiciary Passed the Senate on March 10, 2005 (74–25) Passed the House on April 14, 2005 (302–126) Signed into law by President George W. Bush on April 20, 2005
United States Supreme Court cases
Milavetz, Gallop & Milavetz, P. A. v. United States, 559 U.S. 229 (2010) Ransom v. FIA Card Services, N.A., 562 U.S. 61 (2011)

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) (Pub. L.Tooltip Public Law (United States) 109–8 (text) (PDF), 119 Stat. 23, enacted April 20, 2005) is a legislative act that made several significant changes to the United States Bankruptcy Code.

Referred to colloquially as the "New Bankruptcy Law", the Act of Congress attempts to, among other things, make it more difficult for some consumers to file bankruptcy under Chapter 7; some of these consumers may instead utilize Chapter 13.

It was passed by the 109th United States Congress on April 14, 2005 and signed into law by President George W. Bush on April 20, 2005. Provisions of the act apply to cases filed on or after October 17, 2005.