| Student loans in the U.S. |
| Regulatory framework |
|---|
| National Defense Education Act Higher Education Act of 1965 HEROES Act U.S. Dept. of Education · FAFSA Cost of attendance · Expected Family Contribution |
| Distribution channels |
| Federal Direct Student Loan Program Federal Family Education Loan Program |
| Loan products |
| Perkins · Stafford PLUS · Consolidation Loans Private student loans |
In the United States, the Federal Direct Student Loan Program (FDLP) includes consolidation loans that allow students to consolidate Stafford Loans, Graduate PLUS Loans, and Federal Perkins Loans into one single debt. [1][2][3]
- ^ "GAO-06-195 Highlights, STUDENT CONSOLIDATION LOANS: Potential Effects of Making Fiscal Year 2006 Consolidation Loans Exclusively through the Direct Loan Program" (PDF). U.S. Government Accountability Office. 2005-12-01.
- ^ "Frequently Asked Questions About Consolidation Loans". Washington State University Office of Student Financial Aid. 2006-06-09. Archived from the original on 2007-03-14. Retrieved 2007-02-15.
- ^ Potier, Beth (2004-02-05). "Amid the hype, opportunity lurks for students with loans". Harvard Gazette. Archived from the original on 2006-12-11.