A college town or university town is a town or city whose the character is dominated by a college or university and their associated culture, often characterised by the student population making up 20 percent of the population of the community, but not including communities that are parts of larger urban areas (often termed student quarters).[1] The university may be large, or there may be several smaller institutions such as liberal arts colleges clustered, or the residential population may be small, but college towns in all cases are so dubbed because the presence of the educational institution(s) pervades economic and social life. Many local residents may be employed by the university—which may be the largest employer in the community—many businesses cater primarily to the university, and the student population may outnumber the local population.